Representative 3.9% APR
See your illustrative monthly repayment
Loan calculator
All examples use our representative 3.9% APR. Move the sliders, then apply when the number feels right.
Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk. Calculator figures are illustrative; your final offer depends on affordability checks.
Why choose Bad Credit Loans with QuickBridge?
Fair assessments that look at affordability and your wider picture — not only a credit score. This product is designed to get you from interest to application without the usual fog around pricing.
Sales reality: every month on a high-interest card or short-term product can cost more than starting a structured plan. If bad credit loans matches what you need, apply while your budget figures are fresh.
What people use this for
- Rebuild after setbacks
- Replace expensive short-term credit
- Manageable fixed terms
Product features
- Borrow within £1,000 – £20,000
- Repay over 12 – 48 months
- Representative 3.9% APR
- Fixed monthly repayments
- Direct lender application online
- Clear illustrative calculator before you apply
Eligibility basics
- Aged 18+ and a UK resident
- Regular UK income we can assess
- Able to comfortably afford repayments
- Not bankrupt or in an active IVA / similar arrangement
How to get started in three moves
- Use the calculator on this page at 3.9% APR.
- Choose an amount and term you can sustain.
- Submit your application — ideally today.
Don’t leave this page without applying
Interest in a loan only helps once it becomes an application.
Common questions about Bad Credit Loans
Can I apply online today?
Yes. Use Apply now — the form typically takes around 15 minutes if your details are to hand.
Will I definitely get 3.9% APR?
3.9% is representative. Your agreement states the rate and repayments for your approved offer.
What if I’m not sure this is the right product?
Apply with your purpose and amount. It’s better to start than to stall — we can help align the product during review.