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Loans by term
Shorter terms clear balances faster. Longer terms can reduce the monthly repayment. Both use our representative 3.9% APR in illustrations.
Representative3.9% APR
6 – 12 monthsFinish sooner — ideal if cashflow can take a higher monthlyFast
12 – 36 monthsBalanced terms for most personal borrowingStandard
36 – 60 monthsLower monthly pressure on larger amountsLong
Pick a term after you apply — or in the calculator first
Either way, don’t leave without submitting.